How Does It Work

1. You assign all the rights in an insurance policy to Southwestern University and receive an income-tax deduction
2. Southwestern University may surrender the policy for its cash value or hold and receive the proceeds at your death
   

Benefits

• You receive a federal income-tax deduction
• If premiums remain to be paid, you can receive income-tax deductions for contributions to Southwestern University to pay these premiums
• You can make a substantial gift on the installment plan
• Southwestern University receives a gift they can use now or hold for the future
• Life insurance can also be used to replace the value of a gift to Southwestern University

Next Steps

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• I’d like to see a detailed description of this gift
• I’d like to have a confidential conversation with a gift-planning
  officer about this gift plan or other options
• I’d like a personal calculation of this gift
• I’d like to request a free eBrochure on this gift

Please note: Because the federal estate tax has been repealed for 2010, there is no current estate tax in 2010 for the gifts described on this page. However, the consensus opinion among professionals is that Congress will enact an estate-tax law that may be retroactive to January 1, 2010. It is very important that you seek the advice of your estate-planning attorney to determine what changes, if any, need to be made to your existing estate plans, and then again if Congress reinstates the estate tax sometime later this year.
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